Basic Medical Plan
Lucent Health / Narus Health will replace Marpai/ Maestro effective January 1st, 2024.
Cards were sent mid-December. If you have not received your ID card please reach out to Lucent.
Lucent/Narus Customer Concierge: 615-559-0418
Claims Submission: Lucent Health, PO Box 240427, Apple Valley, MN 55124
Payor ID: 88056
Group number: I36
Cards were sent mid-December. If you have not received your ID card please reach out to Lucent.
Lucent/Narus Customer Concierge: 615-559-0418
Claims Submission: Lucent Health, PO Box 240427, Apple Valley, MN 55124
Payor ID: 88056
Group number: I36
Member Login
In Microsoft Edge, Chrome or Firefox go to the website: www.lucenthealth.com/cypress
Select Members
To access your portal: Your login credentials will be:
Select Members
To access your portal: Your login credentials will be:
- Username: First 4 characters of your first name, first
- 12 characters of your last name (as it appears on your ID card), and your year of birth (YYYY)
- Temporary Password: Full date of birth (MM/DD/YYYY)
Welcome to Lucent
2024 Basic Plan Summary
An embedded deductible has both an individual deductible for each family member and a family deductible that is the overall deductible for the policy.
The individual deductible in an embedded policy is set lower, allowing a single family member access to medical benefits sooner.
The individual deductible in an embedded policy is set lower, allowing a single family member access to medical benefits sooner.
Overall deductible: Out of pocket limit: Preventive: Periodic Health Exam: routine exam, well childcare office visit, immunizations, routine lab and x-rays, routine prostate test, routine pap test, routine mammogram, etc.) Primary Care Office Visit (includes diagnostic laboratory & x-ray’s if done in office)*** Specialty Care Office Visit (includes diagnostic laboratory & x-ray’s if done in office) Vision exam (Limited every other calendar year) (please note: this is not related to benefit offered through MetLife) ** Effective 9/1/2021:
Outside labs/independent labs will be covered with deductible waived and coinsurance applied. |
Tier 1 - SWHR / THR Providers/ Cook Children’s
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Tier 2 – All Other Providers
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Value-added programs available to Trust covered members:
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This web site is not a legal document. This web site is not a guarantee of coverage, eligibility, or provider status and is designed for informational illustration only. Benefits outlined on this web site are subject to change at any time. Please consult your benefit plan provider(s) or administrator(s) for legal documents regarding your plan and to check coverage and/or eligibility